LEGAL NOTICE
1. Legal Information
Site Publisher
This website is published by KOSMAR S.R.L., a limited liability company registered under the number BE1010.082.675, with its registered office at:
📍 VIALE VINCENZO LILLA 36, 72021 FRANCAVILLA FONTANA (BR), Italy.
📩 Contact email: contact@kosmarsrl.com
🌐 Website: kosmarsrl.com
2. Activity and Regulation
KOSMAR S.R.L. is a brokerage company offering loan and financing services. It complies with the applicable regulations governing credit institutions and financial services.
The company operates in accordance with the applicable Italian and European regulatory frameworks.
KOSMAR S.R.L. also acts as an insurance brokerage firm. It holds a financial guarantee and professional liability insurance in accordance with the relevant legal requirements.
3. Personal Data Protection and Banking Secrecy
Registration with the competent authority
The website complies with the obligations of the General Data Protection Regulation (GDPR), and all data collection respects current laws in Italy and the European Union.
Data Collection and Processing
Personal data collected through forms on this website are primarily processed by KOSMAR S.R.L., acting as the data controller.
Information about data processing and rights can be found in the Privacy Notice.
In accordance with the GDPR, you have the right to access, rectify, object to, erase, and transfer your data.
📩 Contact for any request regarding personal data: contact@kosmarsrl.com
📬 Postal address: VIALE VINCENZO LILLA 36, 72021 FRANCAVILLA FONTANA (BR), Italy
Banking Secrecy
Clients’ personal data is protected by professional secrecy, in accordance with applicable laws.
During the course of the business relationship, KOSMAR S.R.L. may share data with:
Its service providers and subcontractors for the purposes described in the Privacy Notice;
Regulatory authorities (tax administration, financial authorities, etc.) when legally required;
KOSMAR S.R.L.’s business partners, in compliance with confidentiality rules and user consent.
4. Intellectual Property
All content on this website (texts, images, logos, trademarks, databases, graphics, etc.) is protected by intellectual property law and is the exclusive property of KOSMAR S.R.L. or its partners.
Any reproduction, representation, modification, or distribution, in whole or in part, without prior written authorization is strictly prohibited and may lead to legal action.
5. Liability
KOSMAR S.R.L. makes every effort to ensure the accuracy and updating of the information published on its website. However, it cannot be held liable for any errors, omissions, or potential damages resulting from the use of the site.
The website may contain hyperlinks to third-party sites. KOSMAR S.R.L. declines any responsibility for the content and practices of those sites.
6. Cookie Management
This website uses cookies to enhance user experience. You can configure your browser to accept or reject cookies at any time. More information is available in the Cookie Policy.
7. Applicable Law and Jurisdiction
This legal notice is governed by Italian law. Any dispute concerning the interpretation or enforcement of this notice shall be submitted to the competent courts of the jurisdiction where KOSMAR S.R.L. has its registered office.